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Entirely depends on the car.

So let’s take tens of thousands of cyclists off the roads because a bit of paintwork got scratched. :shrug:

It is prohibitively expensive for something that is in actuality very low risk - Some could afford it for sure, but considering children are allowed to cycle on the road and it's a very important mode of transport for those on lower incomes, forcing cyclists to be insured would be a net bad for...

Yep, i'll be signing up to british cycling. My commute goes past the tower of london where pedestrians consistently step out without looking.

That is awful precedent. It was 100% the fault of the pedestrian.