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You seem a bit excited. I didn’t say I thought cyclists should have insurance, I merely pointed out I can see why people think they should given motorbikes do and we are now in the world of electric bikes etc. Until cyclists are taxed and registered I can’t really see how you can make an...

Did I say it was? I was just saying that actually MOST people do have a kind of insurance - should they ever need it

Why do we need car insurance? Or a motorbike? All are vehicles, but walking is not. And actually a pedestrian probably has with legal cover through home insurance etc..

Surprised people are struggling with this. Just because a pedestrian does something, does not absolve someone in a car or on a bike of blame. Otherwise next time someone crosses the road causing me to slow down to change direction I might as well just keep going and plough through them. After...