Well, with respect, your post was a crock of... uninformed nonsense.
More specifically:
"My decision was based on my family this time. My daughter is doing her exams soon so I needed a bit longer on my contract. These are reasons people didn't know at the time and I'm not ashamed to say I...
An estimated £1m a year gross does not mean you'd have "millions in the bank", you wozzak.
He'd already played Premier League football, with Fulham.
More to the point, as stated elsewhere, it's thought that he'd been told that he would be No2. So he actually turned down sitting on the bench...