Again this is only my opinion, but when you are finishing above clubs with a larger budget or appetite to spend then that is overachieving.
Assembling the quality we have in knockaert, kayal, dunk etc. is just evidence of the overachieving.
The way I see it. Blackburn have been in a bit of turmoil to use a cliché. Shane Duffy is pretty similar to Lewis Dunk except he hasn't played in a settled team, challenging at the top of the championship.
If he and Dunk had a run in the team and the albion continue overachieving, he could be...