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Indeed, I left 7 years ago and some thought I was mad turning my back on a final salary scheme. However, with each passing year, the deficit grows bigger and bigger I think all ex-EDS'ers will get "Maxwell'd" with their pensions. BTL will hopefully help me a bit.

Indeed, then TUPE's over to Crap-Gemini ....

I worked on the delivery of the Tax Credits system to HMRC back in 2003-5. It was the brain child of the then Chancellor Gordon Brown. The requirements were unknown but the go-live date was fixed. Always said that ar$e should of been tried for treason for this system. Not at all surprised that...