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Oh and lastly - not everyone has excess money to just spend on other luxuries - some of us just have enough money to get by! On a full time wage of around £16k a year, with a kid and family to support, you don't have money left over. Out of interest - how old are you?

You've surely got to be on a fishing trip here? I'm just getting by, not struggling too much, but not in luxury. I do not have a new motor, I have an old banger. I have an almost broken Dell computer and can't afford a new one. My TV isn't even flat screen as I can't justify the expense of a new...