A mortgage broker put down a client as a ftb when he and they knew they were not in the past, to get a better rate and the lender found out through searches, result, clients declined and mortgage broker taken off the lender panel and sacked by his network. I would not put the OP down as a ftb...
I don't believe this is the case. Also as said, it is a disadvantage to be a first time buyer as you have no history of having a mortgage and paying it, therefore in this economic climate it is an advantage to show you have had a mortgage in the past and maintained the payments so why is this...