What I mean by the never never is that its a continuous payment over 12 months, this year next year, you never stop paying.
All my bills are paid for by DD, so have an idea as to what they are, some of mine fixed some variable depending on whether the bill is a fixed amount or changeable,and...
Fair point, if its interest free, suppose there is no reason to pay upfront, but having said this, interest on savings is feck all so just as easy to pay it all rather than leave it in the bank and drip feed it each month.