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Once you have done the deal get the old girl sky diving and kite surfing

Not going to debate about it but i have 3 friends who have completed such transfers successfully, 2 of whom had mortgage free homes before they were 30 and one who has a very successfull business financed by the deal

As in my reply to your PM see a solicitor.

No mention of them helping her out,why should the op worry about them.

Why would the lender not be happy,they would be lending 30,000 on a property worth in eccess of 150,000 as security

A few people i know have done this successfully,a 30,000 mortgage over 30 years for example would need to be affordable to the op obviously, and a half decent solicitor would have to be involved for both parties anyway this would ensure all paperwork is correct.The bank will be happy as they...

One option would be to see the bank remortgage the property for 30,000 over a period you can afford,have the deeds transferred into your names and let the old girl live there.Every ones a winner and you get a very good medium term investment.