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I'd get on to Bloom or Perry if I were you. Once they hear about all this, the deal will be off... :facepalm:

You also need to have a robust and squeaky clean credit rating to get an Amex card (Platinum, ahem), so whichever dong was going on about unethical credit card companies, or some other juvenile 6th form shite - do one - they are extremely ethical and the largest employer in the area to boot.