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I just think back to when i started driving - ok i never crashed my car but i used to drive like a right tosser. Ok i never crashed but i did - spin it 360 on the broadwater roundabout in Worthing at 2am. Did the same few weeks later up near Liverpool finishing up literally inches from some...

Working for an insurance company my self and dealing with risk etc - the above statement is bollocks

I had an UNO turbo when i was 18 and that was nearly £2k that was 15 years ago!