[Help] Retirement

FamilyGuy

Well-known member

Jul 8, 2003

2,381

Crawley

• Apr 1, 2019

• #221

pearl said:

Day ne

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Welcome to the club - enjoy!

 

B

Bulldog

Well-known member

Sep 25, 2010

749

• Apr 1, 2019

• #222

Month 3 for me and I defiantly made the correct decision. Nearly finished the redecorating and the summer is on the way. Can't wait.

 

Beach Hut

Brighton Bhuna Boy

Jul 5, 2003

71,960

Living In a Box

• Apr 1, 2019

• #223

Start of week 10, excellent choice even if I say so myself

 

Weststander

Well-known member

NSC Patron

Aug 25, 2011

63,909

Withdean area

• Jul 31, 2022

• #224

Long out of fashion for good reason, annuities now make financial sense for some.








But remember to always shop around.
https://www.moneyhelper.org.uk/en/pensions-and-retirement/taking-your-pension/compare-annuities

 

S

Sirnormangall

Well-known member

Sep 21, 2017

2,967

• Jul 31, 2022

• #225

Weststander said:

Long out of fashion for good reason, annuities now make financial sense for some.

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But remember to always shop around.
https://www.moneyhelper.org.uk/en/pensions-and-retirement/taking-your-pension/compare-annuities

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A great dilemma. Have interest rates ( and therefore annuity rates) topped out? - probably not. Should you stay invested in the markets? - you run the risks of continued volatility ( war in Ukraine, inflation etc). As ever, timing is key and depends on your individual circumstances. In short, I don’t know what I’d do!

 

Weststander

Well-known member

NSC Patron

Aug 25, 2011

63,909

Withdean area

• Jul 31, 2022

• #226

Sirnormangall said:

A great dilemma. Have interest rates ( and therefore annuity rates) topped out? - probably not. Should you stay invested in the markets? - you run the risks of continued volatility ( war in Ukraine, inflation etc). As ever, timing is key and depends on your individual circumstances. In short, I don’t know what I’d do!

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The predicted annuity rates look attractive.

Imho volatility will continue, as a bitter and twisted Putin tries to screw Germany on gas and generally disrupt grain supply, as revenge for the free world punishing Russia.