D
Deleted User X18H
Guest
If a PH lives in area prone to flooding a U/W may exclude associated perils . Most insurers nowadays are the game for profit . Shocking isn't it.
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Flood damaged motor vehicles.
- Thread starter Leekbrookgull
- Start date
If a PH lives in area prone to flooding a U/W may exclude associated perils . Most insurers nowadays are the game for profit . Shocking isn't it.
drew
Drew
That may appear to be easy but the original sender can quite easily produce a copy of the email that was originally sent and then it is quite clear you have committed fraud. I'm sure with a bit of computer forensics they could demonstrate which is the correct email.
The point is probably that an email alone would not prove anything unless it is undisputed.
Shropshire Seagull
Well-known member
The collision would have occurred because you moved forward whilst looking to the right to see if the traffic flow would allow you to go too, not what's happening directly in front of you [that's your negligence].
So, what if you were walking along on a pavement and your eyes were drawn on the other side of the road [e.g. blonde in short skirt] and you walked into a lamp post. And you later found out that several other people had walked into the same lamp post too - does that mean it's the lamp post's fault?
The car example is very common - collision avoidance is simple, look where you're going.
So, what if you were walking along on a pavement and your eyes were drawn on the other side of the road [e.g. blonde in short skirt] and you walked into a lamp post. And you later found out that several other people had walked into the same lamp post too - does that mean it's the lamp post's fault?
The car example is very common - collision avoidance is simple, look where you're going.
LamieRobertson
Not awoke
Probably explains why they are now happy to go to court..very frustrating to say the least ..a person who accepted responsibility and now denying any knowledge
Shropshire Seagull
Well-known member
I got one for Christmas - see some right nutters on the roads - takes away my word against theirs, and all for £40 [less than my excess]
Get one TODAY !!
Cian
Well-known member
"Where is vehicle normally used" is a seperate question on most proposal forms to "where is vehicle normally kept"
studio150
Well-known member
To which the answer should always be 'on the road' a totally pointless question if posed as written
Cian
Well-known member
Its a geographic question, that wouldn't be on the option list.
The option list has "in a secure car park" and "on the road", no mention of flood zone.
Cian
Well-known member
Any UK insurer I've had has a specific, geographic, (county/town drilldown list) about where the car is "used". Unless that has completely stopped, you're looking at the where its kept overnight question. Which is meant to be the proposal address, so they know the flood risk from that.