D
Deleted User X18H
Guest
I am fully aware of the fault/non fault basis Without wanting to labour the question too much earlier you effectively said not paying due to a breach of policy conditions and later your comments seemed to be trying to say something different.
To make it simple comprehensive covered vehicle damaged by flood indemnified less excess or payment refused due to general policy conditions?
If a PH lives in area prone to flooding a U/W may exclude associated perils . Most insurers nowadays are the game for profit . Shocking isn't it.