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I guessed as such. It's a big commitment as who knows one's circumstances as time unfolds. I'm sure there must have been cases I've listed above.

Genuine question for 1901ers. From what I've read on the thread you're locked in for five years. What happens if you want out before the five years are up due to: Redundancy Change of financial circumstances Moved away/abroad Serious injury Death Are there financial penalties? Has anyone...

Really?

What were the guarantees for these items at the time it was sold to you?