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Luckily I’m in a defined benefits pension scheme. Out of curiosity I requested a transfer value in Jan 22 and then again in Jan 23. The TV has fallen by around 30%. I had no intention of transferring and certainly won’t be changing my mind. Little wonder the pension provider asked me if I...

A word of warning - down sizing might in theory look like the perfect solution to a debt free/comfortable retirement but it’s not always easy to find the right place at the right time. It’s surprising how emotionally attached you get to where you live and how many things go on your list of...