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Problem is that the people getting a loan often can't pay the cost and can't get credit elsewhere (often for good reason). These companies pray on the stupid and the desperate who may not think they have another option. It's the companies responsibility to lend responsibly and Wonga have failed...

Again, understand what you are saying but it's very rare that you only have one choice of a job. It's often the case that it's the easiest lower paid job in an area. Nearly everywhere in the country needs carer's/cleaner's etc but that's hard work for the money on offer. I moved to the...

Also wondering if they are deliberately going bust so the owners can just reinvent them as another company in a years time, free of their historic compo claims.

Whilst I understand what you are saying, anyone willing to work for Wonga has questionable morals themselves so I won't be losing any sleep over it.