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My neighbour said to me "can the government help me out with my school fees loan, car loan" and I cant even remember what the other loan was, he is a miserable g1t but has he got a point?

37k for a flat on Rightmove. You cant get a beach hut down here for that! Ok just checked and 30k for Beach hut in Hove but 40k for a garage.

Just curious to know as I have known some people down size but obviously for some thats not really an option. Is cloth cutting likely to see many from the South move to cheaper Northern places? As more (obviously not all jobs can) work from home, if you cant afford Brighton or Lancing or...

Sorry if already mentioned, but I think the government was looking at longer term mortgages that you pass on when you pass on (or rather away), in the longer term with interest added you could end up paying for a castle but living in a studio flat.