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Blimey, that's pretty much me, kudos to you!

Similar - I was a few years ahead of you but it's not a competition eh :) But yeah, that's pretty much what we did, obsessed about getting the mortgage done, made sure we have investments in place and here we are. Finished 3 years ago at 47, now spend time doing fun volunteering, projects on our...

I did, it's horrible. It's odd, I never had 'expensive' tastes, I was just living beyond my means. My saviour was my salary going up and my spending habits not really changing. I do worry when I see kids and teenagers today getting, almost literally, everything they desire, holidays of their...

Definitely - I would add that the latter would describe those most in need, those that are in debt because they're trying to feed their family and heat their homes. This will be the vast majority you speak of. At the other extreme, there's middle class debt, those that want their shiny new...

So £475,000 then.