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I don't track it specifically but we also noted that we were so much better off doing a much bigger weekly shop and avoiding little top up shops. I entered "tesco' into my app to see how often I was spending there (that's our nearest little shop) and it was scary how much it added up to.

What are these savings you speak of? Joking aside, I have seen my ability to save completely stagnate over the years. As you alluded to, things keep coming up and impacting on that as well as rising costs etc. I was setting myself idealistic targets of what to save monthly and then getting...

Was very smug earlier in the thread saying I had none. Then my car unexpectedly went bang. Bought a new one. Decided to borrow the money via 3 different sources. It may look messy but it means I can put my effort into clearing one quicker than the other and then having that extra money (which...

But she will just spend in another way so you will have to pay both. Please, suggest you report this to the police asap. I'm sorry this happened to you.

I've got £266k left on the mortgage but I've been listening to some older folks that know their onions and I've decided to cancel Netflix so I can repay the mortgage in no time at all.