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All depends on what my Uncle (single, aged 88 ) leaves me - don't think I want his house even in posh Holmes Chapel... Has a nice BMW X3 though...

Ridiculous, in the big scheme of things it will be paid off in 6 months but I would rather settle it now and walk away...

Pissed off with Virgin Money, realise I owe about 2.5K on an old loan and there seems no way on their website to sort out a settlement fee!

I'm still in debt, but the main one (mortgage) paid off so we have a roof over our heads, plus Mrs Jakarta gets a Head Teachers pension so we won't starve! I have kicked my pension in as of 2024, plus took a fair chunk of my tax free recently. Sadly when my 85 year old Uncle in Cheshire...