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and to reduce that debt you suggest replacing them with...... who exactly?

The worrying thing is that millions of people would probably believe that ridiculous statement when even 5 seconds of googling would show how completely, 180 degrees incorrect, it is. Just for those who can't waste five seconds of their own time:

They didn't do anything about it in the 13 years they had between 1997 and 2010, and said nothing about it in the four years since. Your faith is as touching as it is naive, and you might want to solve a low wage issue, what about the unemployment issue that will inevitably result, most of which...

You (maybe inadvertently) hit on an important point. It's wonderful of Milliband to promise other people's money to the low paid, but he should then be asked to explain why, if it's his party's policy to give the low paid a "living wage" the Labour Party insist on income tax and NI thresholds...