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In practice https://www.ofgem.gov.uk/information-consumers/energy-advice-households/what-happens-if-your-energy-supplier-goes-bust

I can recommend smoke alarms upstairs and down just in case too......pretty much mitigates the relative (and miniscule) risk differential between a daytime and night time fire :shrug: I would - let's say there are 25 million homes, each with a conservative 2 uses of white goods per day -...

They’ll initially estimate your usage and take it from there https://octopus.energy/blog/direct-debit-payments/

I meant your energy statements (I’m the same with bank account, rarely look at them but should)……..

Well, as long as you’re on top of it all 👍😂

How on earth did you let the credit get that high ? Must have ignored your statement for about 2 years ?

Shame it took you 15 years to realise :laugh: :laugh:

That’s exactly it……you can choose the annual smoothing option (which helps people budget), or pay when it’s due. You chose one way, now you’re choosing the other 👍

You might not be in credit by April.

We’re £889 in credit atm, DD is £357 (doesn’t include the £66 rebate) and last month’s usage was £307, but this month will be way higher. Just going to leave things as they are until the Spring and review then but also expecting to be more or less level (although latest statement and email...

Comment above is in relation to insurance quotes/premiums not energy……

Yep……..easiest option is to have an account with a comparison site.

That doesn’t really matter though……your existing company is highly unlikely to be the cheapest when you renew in my experience (I’ve literally never found that to be the case when getting new quotes and have moved companies every year fro as long as I can remember). A new insurer will likely...

Essentially all they are trying to do is smooth your payments so they stay the same throughout the year - build up a credit balance through the summer then use it up during the winter. Huge price movements have buggered up their algos to quite a degree though so people will end up paying monthly...