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They were free in the sense they weren’t part of your salary, they weren’t contractual, weren’t related to your personal performance and you didn’t pay anything for them............

Exactly.........didn't even need to be particularly senior to have £300k's worth, just long service and not sold many over the years (I know one of the messengers from LPB in Haywards Heath that had that kind of sum wrapped up at one point) . So many people were sat on them as their retirement...

I was with Lloyds myself for 17 years....luckily got rid of most of the shares I had years before they crashed.......agree with you. It was staggering the number of people that never sold a share (we had the infamous 'millionaire messenger') - at the time the capital growth was always very good...

Known as 'Buff', wasn't he ? Not without reason.......:D

I’ll wager most of the shares you had in LloydsTSB were either from profit sharing (ie freebies) or SAYE (bought at a decent discount to the market, 3-5 years after you’d saved cash to buy them, with any gain being tax free and if the price had fallen you’d have just taken your cash back). The...

I get that....but nursing students in England do night shifts unpaid, and pay £9k a year in fees, and have to pay to live, so start work with £40k of debt. If they do really well, they might earn maybe £30k pa after 10 years. What are they being GIVEN exactly ?

It is if you're unpaid, and all your student mates are on holiday.......

100% this.................in Scotland, nursing students get their tuition fees paid, AND receive a bursary of about £6,500 per annum. The other issue affecting nursing/midwifery students is the 'placements' - whilst good training, they essentially amount to unpaid labour (4-8 weeks every term...