I was working for Lloyds at the time of the TSB merger in Head Office - felt very much like a TSB takeover of Lloyds once Elwood got the CEO role.....and that was not a good thing at all. It was the start of Lloyds' deterioration.
Pal of mine was working on the W&G 'project' until late summer...
Fresh bread is decent enough, and our local one is half a mile away so use it fairly regularly when I can't be arsed to go any further. It's completely fine for basic stuff.