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You have 2 limits...The Lifetime Allowance £1,000,000 (unless you have protection) and an Annual allowance of £40k (tapered if you are a high earner as stated above). The annual allowance is also reduced to £10k if you are taking income from a drawdown plan or similar.

Not if you plan properly!

Only for threshold income of over £110k.

Pensions are the most tax efficient way of investing money though...

exactly.. that is my point!

I don't know...what I have been told is that they will be called.....wait for it....."Building Society Nationwide"

I have been informed that they are Re-Branding!

The argument is, that investing in equities is HIGH risk..That is a very sweeping statement.

Are you a qualified investment adviser?

Wont be called the Nationwide for much longer!