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i dont believe PPI was a thing in the 80's, if it was around it wasnt common. its not a given that a mortgage, loan or CC had PPI even in the 00's though it was by then common.

some was, some wasnt; some you were encouraged, some you were enrolled with information, some enrolled without information. thats the point of the "mis-selling", it wasn't always appropriate. though as noted above, sometimes it was and people are getting refunds with interest. i even heard...