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Thanks. I’ll look into that. To augment two credit cards with no commission/loading on foreign currency spending.

Thanks. Presumably a current account, are Wise fine with that being rarely used and not having regular income paid into it?

I've been with LV for years, great customer eg when an idiot wiped put my new car in 2017. I've never cost them a bean, but at last month's renewal they upped my premium from £550 to £900! I hadn't used Confused.com for ages, but went back to them and I switched to Aviva with a £500 premium.