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Thanks for the info. Those agreeing to the IFA fee as a % of the funds transfer, face a widely varying array of percentage charges between facilitators/IFA's. Higher charges do not necessarily mean better advice and management. I think clients should shop around with their own research...

In April Ros Altman summarised the position: "Understand the issues before making any decision about transferring out of a DB scheme. It may be right for you, especially if you’re in poor health, or you have other pensions, or are still working and want to benefit from future investment...

Read this and other unbiased media articles before even making contact with a persuasive advisor: http://www.investorschronicle.co.uk/2017/02/02/your-money/pensions-and-sipps/when-should-you-transfer-a-final-salary-pension-yyn2FeMrWNeKQszSgfhoUM/article.html The default position is generally...

Will 25% of the pot suffice? Take it tax free, .