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I would agree with this

People will either have to get a product transfer with present lender or re mortgage, if they can, start looking 7 months before your rate ends and then see what your present lender can offer to compare, 3-6 months before the rate ends, depends on the lender

Stress testing is based on interest rates not property values so if someone applies for a mortgage with an interest rate of 5% the lender assessing whether they could afford the mortgage if rates went to 8%

Lloyds are predicting a 8% to 16% fall in property prices over the next year

About 95% of buy to let mortgages are on interest only so a 2% rate to a 6% rate is treble the payment

New norm maybe 4-5%

Yes edging back a bit from 6-6.5% to 5.5-6%, 2 year is more expensive than 5 year, tracker rates lower but a risk

Any landlord with a mortgage of over 50% ltv down here will have big issues going forward coming off a rate of around 2% to a new rate of around 6%, many will find their mortgage payments double or treble over the next year and may have the new mortgage payment being more than the rent achieved...

2-5 year fixed rates now going over 6 percent and to think I arranged a few 5 year fixed rates on here in January at 1 - 1.5%

Many thanks

My clients saved £ 11250 today they were expecting to pay as of yesterday, near exchange and completion

£ 4500 £ 90000 5% I believe first £ 250000 is exempt of stamp duty now

Everyone in London

If you want to know which lenders do 6 month mortgage offers and what rates they have send me a pm

Most lenders do 6 months in advance, some 4., some 3. The 1.73% rate is likely to be at least double that now

They were market leading for a product transfer last week at 3.44% for a client I arranged. Will be higher now

It is a challenge. No end in sight. 5 year fixed rates starting to edge nearer 5% than 4%. Very little differential in rates from 60% to 90% now, also some buy to let rates are now lower than residential rates. The market is very unsettled

2.25%

Interest rates expected to rise from 1.75% to 2.50% today which will have a big impact on anyone on a variable, discounted or tracker rate

The mini budget is on Friday morning so we will know more then. It is more likely it will be a freeze or reduction from a certain start date and end date imo. It could cause unrest. I am not sure there is any need for it on a housing / property point of view but a nice potential saving for some