My circumstances are irrelevant to todays lenders.
The take home message should be 'dont take on more than you can manage,' and if you do, get off your arse and do something about it. The default condition should not be 'lets blame the Government for everything' and feel entited to hand outs
As a home owner many years ago I went through a period of morgage rates in excess of 15% as did many others. There was never a thought of bleating to the Government. Like many others I made ecomonies and took on a number of additional jobs.
This is not a popular view as it does not play well with the lefties.
Many people that own a property, piled in when interest rates were at record lows and with little regard for the future inevitable rises. During this time many will have been quietly, and others not so quietly, basking in...