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That's what I did. Mortgage paid off 12 years ago, bought a flat in central Brighton which pays me £750 pcm, plus the value of the flat has nearly doubled. I know as a landlord I will be seen as the devil by some on here, but it was a good investment - especially as health dictates much of my...

I've not worked out how much it saved me, admittedly I was lucky with market timings etc. not skill or judgement,but I paid £280k for my house, had a One Account flexible mortgage and paid it off in 5 years. House is now worth £800k. So, that's about 20 years of mortgage payments saved, I guess.

Paying lumps off m y mortgage every month was probably the best thing I ever did financially. Didn't make much difference at first, but the more you pay off, the greater sum you can afford to pay off each month. I completely paid off my mortgage in a few years.