This.
Lets take the scenario, which is true and lets set it before the LB carve up.
The 7.32 from Brighton was always due to arrive at LB at 8.44 (its now moved to 8.51 but to be fair its been announced and there was prior warning again before the LB carve up)
YEs it was ALWAYS late coming...
I pay my mortgate on my one bed flat, my Albion STH (cheap bracket) and my csa and bills. There isnt a lot left after that. I had one holiday in about ten years which was the trip so see Wilko in Kenya.
I would have to sacrifice my flat for the disparity of wages frankly.