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Thanks man, I've given it a shot. Managed to nab £160 in cashback as well by signing up. It wasn't until afterwards that I saw they offer a referral rewards scheme sorry.

Hey, I've checked out their site...which option did you choose: fully-managed or fixed portfolio? What sort of risk have you taken?

Long-term growth, low-to moderate risk, starting with a smallish lump sum then adding to it each month. Investopedia suggests either an ETF (whatever that is) or a mutual fund index, but Citizens' Advice website suggests mutual funds are risky if inflation stays low??

Where - if at all - do you invest your money? The world of stocks, shares, bonds, ForEx, commodities, property and mutual funds is all a bit daunting. I got a letter from my well-known building society (hint: it begins with "N" and ends in "ationwide"), telling me that the interest on my ISA is...