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In fact, if you still have sums outstanding on loans against which you are reclaiming PPI, be particularly careful before using a claims company. Say for example you still have £7,000 outstanding on a loan. The bank agrees that you were miss sold PPI in, say the sum of £1,500. As I understand...

Don't pay any of these Footpad claim companies a penny. They know it's money for old rope -and not much old rope at that. It's simple and straightforward to do it yourself. Martin Lewis' Moneysaving expert website provides a step by step guide and templated letters...