Is this locked / fixed?
For example, sign a player for £3m for a 3 year contract but in year one the player suffers a career ending injury - does the club still pay the last two x £1m installments?
Does insurance cover this maybe?
Ok, we all choose to spend our money differently - here's my analogy.
Some people live in a rented flat [the Withdean] whilst others choose to buy a comfortable 4 bed house [the Amex] - these are very different asset investment strategies. Some folk also have a second smaller holiday home...