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Yea you'd think so but many/most don't. Banks were indiscriminate, if they thought you had equity in a house they would load you up regardless of your ability to repay. Next stop credit crunch. I took the decision to get out of an industry I'd spent 30 years in as I hated what we were doing to...

I worked in banking all my life and mostly on the cards/loans side and let me assure you they (the banks) were responsible. They target those in the most need with seductive offers with promises that they'll make everything good. Most sensible people would see through it but there's a large...

Well 'they' is a variable but a lot of my business was the poor end of banking and I never ceased to be horrified by how much (of real disposable) was spent on lottery tix, scratch cards and Sky (often more than 100%). Thankfully I got away from it some years ago but I've no doubt that the same...

High street bookies are just the tip of the iceberg. Online is (so called) regulated but they are regulating the wrong things. I'd go along with some affordability checks although I'm not sure it could be made practical

Oops double!

Fairly simple 1. To win 2. To recover losses One thing leads to another, they are horrid things. But I'm not sure legislation is the right answer ... I've known many people 'go bust' on sports betting and have had to deal with people ruined by scratch cards and lottery tickets. Gambling as...