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I This was 3 months ago. He was in a bad way so there were no discussions when he collapsed as to what paperwork he had with him. They were just pleased that an ambulances arrived. It was when the receptionist that night said are you sure you are covered for here as we have had problems before.

A friend of mine had E111 and proper travel insurance. He was very unwell at a hotel BBQ. A doctor attended and called an ambulance. He was taken to hospital and had lots of tests and was admitted for the night. It turned out that this was a private hospital that his insurance and E111 did not...