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Feels good doesn't it (y) Well done, it is not easy. I have been debt free now for 12 years, and got rid of the mortgage recently. Now just waiting for the daughter to go to Uni in a few years, but saving the money we would have put on the mortgage away to help her.

Having had dealings with your vast empire, I would suggest you are considerably poorer than Steve "osmophobia" Foster.

I like what my gran used to say… there’s no pockets in shrouds, good job really because I’ve got nothing to put in them anyway. pretty much like me, I don’t owe owt, I earn it, spend it, can’t really save it, not rich, not poor, just happy tootling along.

No pockets in shrouds as my dear Ol'Gran used to say.

He said weddings, so my guess is Death or Pirate metal

Christmas :ROFLMAO:

I tend to agree, downsizing has a lot of draw backs, once you move out of an "up and coming" area (like Brighton), it is neigh on impossible to move back. We have four rooms and three souls requiring only two of those bedrooms, so when I say downsizing I know it will probably be either a little...

Hmmm I forgot, most people get paid monthly don't they. I get paid weekly, prefer it, to be honest.

Well done and good luck, horrible using bonuses to pay off things, rather than treating yourself. Good luck anyway

She is probably going too either Plymouth or America to study, that should ! cover it and housing etc. We did not want to be hassled with extra payments once the mortgage is done, we should be able to downsize and both get part time jobs and enjoy our late 50s early 60s. That is the plan...

45k left on the mortgage which no matter which way you look at it, is debt. That should be paid off 2/3 years, we have money saved for daughters education which is over probably 3-4 times more than we have left on the mortgage, so she should be sorted (hopefully). I do not use credit cards, or...