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Oh, for God's sake. Insurers offer solutions in the longer term. At the moment, these people are not having a good time. They need our help and support now. You have not suffered, so you have no right to talk about perspective. The last thing that people need to be told is "No, it's fine...

Well, I hope for your sake that you never have to suffer this 'inconvenience' just before Christmas, when the house is full of kids, grandparents etc, and no help seems to be forthcoming. However it came to be, people had a miserable time. It really isn't necessary to have a league table of...

Oh, it's angst now is it? Moved on from the faux outrage, have we? It often takes much longer than that to get back into a home that's been flooded. Talking about 'self responsibility' at the time when these events are happening is ridiculous and irrelevant. We should look after people first...

I find it bizarre because it is unreasonable. Who are you to belittle the misery that many people have suffered over the last week, who are you to tell people that they have suffered an 'inconvenience'? Have you had a comfortable Christmas, have your children been happy? Where is your...

What an utterly bizarre argument. You are basically saying that until people's lives are as bad as those you mention, they should accept everything that happens with a shrug, and never should they get upset, never should they complain. People are entitled to moan when their houses are flooded...

Anyone who doesn't have sympathy for the people of Tacloban would be utterly heartless, of course we should feel empathy for them, and do whatever we can to help. But what's that got to do with this issue? People in the South of England, up the road from us, have had a terrible time over...