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I feel bad about having posted that I was debt free earlier as it may be perceived as having 'won'. I'm 52 years old and decrepit. I wish I was 30 years old and healthy with £50k of debt, a van and tools and a decent stream of business.

0 With facility to get about £20k in debt. Which I won't.

Three minutes ago, £43. Just paid it off, thanks for the prompt.