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  1. Paulie Gualtieri

    [Finance] The Mortgage Market 2022

    There’s some sick people out there these days….
  2. Paulie Gualtieri

    [Finance] The Mortgage Market 2022

    recovery of a brick in pyjamas?
  3. Paulie Gualtieri

    [Finance] The Mortgage Market 2022

    Help to buy inner city innit
  4. Paulie Gualtieri

    [Finance] The Mortgage Market 2022

    That’s the plan (I work for a bank) so will be securing what I can as soon as the early lock in allows. The irony being that I took a shorter fixed term this time around as was stuck on a higher 5 year fixed to my detriment last time, FFS!
  5. Paulie Gualtieri

    [Finance] The Mortgage Market 2022

    I’m off a 1.73% fixed rate next Summer. Looks like the childcare costs I was expected to save (youngest going to school) will be going elsewhere! I’m hoping for some serious retention offers to counter the market but can’t see it
  6. Paulie Gualtieri

    [Finance] The Mortgage Market 2022

    100% We started asking the Computer Programmer applicants what language they coded in and after a silence would offer up 3-4 made up suggestions and the majority would pick one. Sent from my iPhone using Tapatalk
  7. Paulie Gualtieri

    [Finance] The Mortgage Market 2022

    My first role in FS was at a Lehman bank UK sub prime lender. Self cert was king and they used to classify low LTV as justification for lending being below 90%! No additional holistic lending rationale was considered. Internally the adverse products were known as the “Right to Lie” product...
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