That’s the plan (I work for a bank) so will be securing what I can as soon as the early lock in allows.
The irony being that I took a shorter fixed term this time around as was stuck on a higher 5 year fixed to my detriment last time, FFS!
I’m off a 1.73% fixed rate next Summer.
Looks like the childcare costs I was expected to save (youngest going to school) will be going elsewhere!
I’m hoping for some serious retention offers to counter the market but can’t see it
100%
We started asking the Computer Programmer applicants what language they coded in and after a silence would offer up 3-4 made up suggestions and the majority would pick one.
Sent from my iPhone using Tapatalk
My first role in FS was at a Lehman bank UK sub prime lender.
Self cert was king and they used to classify low LTV as justification for lending being below 90%!
No additional holistic lending rationale was considered.
Internally the adverse products were known as the “Right to Lie” product...