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  1. Papak

    [Finance] Paying energy bills by direct debit - scam?

    Excellent post, if you include toasters and kettles as potential fire starting appliances the number of opportunities increases massively. Of course these appliances are rarely used unattended at night but they reduce the frequency or odds of a home fire even further.
  2. Papak

    [Finance] Paying energy bills by direct debit - scam?

    Same here, I'm unwell and get massively triggered by talk of energy costs, DDs etc. etc. primarily from Daily Mail types (not including you in that btw) and I agree F2F it would have been sorted in no time!
  3. Papak

    [Finance] Paying energy bills by direct debit - scam?

    Reminded me of this: :)
  4. Papak

    [Finance] Paying energy bills by direct debit - scam?

    Final message before you give me an aneurysm... Scam (in your thread title) is essentially the same as ripped off - look at the definitions - common ones between scam and rip off highlighted in yellow: Do you ever use pay at the pump for refuelling your car? The same principle applies, Tesco...
  5. Papak

    [Finance] Paying energy bills by direct debit - scam?

    The point is as long as you provide closing meter readings when you swap suppliers you won'y be "ripped off" you will pay for what you use and if you have a surplus it will be refunded and if the opposite you will need to pay more to close the contract at £0.00 balance. How hard is it to...
  6. Papak

    [Finance] Paying energy bills by direct debit - scam?

    I know of someone in East Dean who was "forced" to have a smart meter installed for unspecified "health and safety" reasons, they are located in a dip and get no signal so the meter is actually quite dumb!!
  7. Papak

    [Finance] Paying energy bills by direct debit - scam?

    Or the opposite depending on which time of you you switch suppliers and start a new contract. Do you know anyone who had had their gas or electricity supply cut off? I thought not, it is extremely unlikely and you get 7 days notice too.
  8. Papak

    [Finance] Paying energy bills by direct debit - scam?

    Would you be kind enough to share the standing charge and energy rate per kWh to your current electricity and gas provider(s) and what you were paying in the contract(s) immediately before? Thanks.
  9. Papak

    [Finance] Paying energy bills by direct debit - scam?

    Do you mean your DD is equal to your quarterly bill or equal to 1/3 of your quarterly bill? I presume the former in which case why don't you reduce it based on your proven consumption?
  10. Papak

    [Finance] Paying energy bills by direct debit - scam?

    100% this on energy, we are all pretty much in the same situation except those who are on fixed rate deals which will probably all expire within 12 months from now.
  11. Papak

    [Finance] Paying energy bills by direct debit - scam?

    Nobody is getting ripped off in the long term. What is frustrating is that energy companies don't share meter readings or trust the consumer to provide accurate 12-24 month historical consumption which would remove the vast majority of the issues reported by the OP. The number of times I see...
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