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It also changes the way the calculation is done, so it might push people into the higher rates tax bracket but then only allow relief at the basic rate of 20%. Lots of people will get caught unaware.

I've also completed hundreds of tax returns for people with rental income and only been asked for proof of interest once, during an enquiry. HMRC couldn't care less what type of mortgage it is though. Sent from my SM-G930F using Tapatalk