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If that happens I hope there will also be the option of choosing not to go and instead getting a refund. I am now in a vulnerable group and do not want to risk my life by going to live events of any kind. Neither do I want to pay for a ticket I am not able to use nor lose the ticket because of...

Not if and when the season is cancelled. One will be partially offset against the other I would think. The refund on 5 home games is not too different from the saving on the payment holiday.