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I'm in the same position (March '24). I don't think anybody is in the position to advise right now. Who knows what it will look like by then. The advice I've got is when there is 6-7 months to go, apply for a remortgage - you don't have to commit to it, but once agreed, you can keep it if...

You do realise that many of these are the same people? Under 40s with early mortgages are the ones that will be most affected by this. These are largely the same people that had to save hard into their late 20s, early 30s, to get that deposit. .... And these are the same people that are on...

Firstly, it's not a small group, it's millions of people. Secondly, even if it was a small group, which it isn't, why shouldn't the government provide help when there is an economic crisis and it is their homes and livelihoods at stake? This is very much a generational problem. It is under 40s...

Well as long as you and your sons are okay, screw the millions of others who are in serious risk of losing their homes (mainly young people, under 40). Wonder if your opinion would be different if your sons were up for a renewal which they couldn't afford the repayments....

800,000 people up for renewal next year. I personally know people who simply won't be able to afford the increase. They're ones of many I'm sure. Tax breaks? Government subsidies? Or should they just allow the crisis to play out?