Any transfer window should be about adding players that will strengthen what is already in place. I highly rate Cairney but if Fulham don't go up, they will want a big sum of money in exchange for him. 12m, possibly more. Question shouldn't be "Can we afford him?", instead the questions asked...
First bit of business I'd like to see done is to see both Stockdale and Stephens sign new contracts. After that it should be about signing new additions that will strengthen and build on what we already have, couple of players who know the Premiership and are experienced heads wouldn't go amiss.