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Sorry if you felt that was harsh. But anyone bringing up that stupid joke note (that Dickhead Cameron carried around with him) and quoting it is talking complete bollocks. It was a joke. A really bad one that was used by the Tories to fool gullible people. Everyone knows that now and yet...

Lots of well informed, interesting stuff on this thread. And also this post.

The ratings agencies role in the whole cluster**** is massively underplayed. They gave AAA ratings to billions and billions of £ "worth" of utter junk and that's what allowed the merry go round to continue for so long and become so damaging. Plus it wasn't incompetence, they were complicit. It...