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Ouch. A guy I'm doing some volunteer work with had the option to buy his rented flat in Hackney a while ago for £13k. He was worried that it would be a millstone, tricky to rent out etc. because he was moving to Sheffield. He could have made a fortune on the rent and as he says now "I don't...

Can't really take heart when most pensions are a pile of shite compared to those of the previous generations though.