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You are right of course..I was just being flippant

Hmm..i don't know..its all a bit foggy to me

I'm stunned that he actually gets paid for his 'journalism' :moo:

I think the majority with final salary schemes stay with there pension ..if u rely on money purchase at retirement then with current annuity rates its worth investigating..but everyone's circumstances are different hence need for advice. For me it was either keep my home (pay ex) or keep a...

Erm....well I did but mine was in a SIPP and i did it before the rules changed(took it at 50).i'm not totally up to date with the current set of rules....and agree with other posters that professional advice should be taken...but if you haven't already nicked your pension money then for some its...

He hasn't said its a final salary scheme though .....one other thing to bear in mind when cashing in ones pot and that is to avoid paying tax at the 40% rate